Bima Sakhi Yojana in English 2024:- Prime Minister Narendra Modi is set to inaugurate the Bima Sakhi Yojana in Panipat on December 9. This unique initiative, launched by the Life Insurance Corporation (LIC), focuses on empowering women by offering them opportunities to work as insurance agents. The scheme aims to not only provide women with financial independence but also expand the reach of insurance services across the country. By appointing only women as agents, the program takes a significant step towards promoting women’s empowerment.
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What is the Bima Sakhi Yojana 2024?
The Bima Sakhi Yojana is a women-centric initiative that will engage over 35,000 women as insurance agents. This program is designed to enhance their income opportunities and professional skills. The scheme will officially launch in Panipat, Haryana, with the Prime Minister distributing certificates to participants. It follows the success of other women-focused programs like Beti Bachao, Beti Padhao and strengthens the government’s efforts towards gender equality and self-reliance.
Salary and Benefits for Bima Sakhi Agents
Women appointed as agents under the scheme will receive financial support during the initial three years:
- ₹7,000 per month for the first year.
- ₹6,000 per month for the second year.
- ₹5,000 per month for the third year.
This structured income ensures that agents have financial stability as they begin their journey in the insurance sector. Additionally, the program has minimal educational requirements, with eligibility open to women who have passed the 10th grade.
Key Features of Bima Sakhi Yojana
- Focus on Women’s Empowerment:
Only women will work as agents, promoting financial independence and self-reliance. - Wide Outreach:
The scheme aims to engage 35,000 women across various regions, helping them contribute to their families and communities. - Training and Certification:
Women will receive training and official certification, boosting their professional skills. - Supportive Salary Structure:
A fixed monthly income for the first three years ensures stability as agents build their careers.
Eligibility and Required Documents
Women interested in applying for the Bima Sakhi Yojana need to fulfill the following criteria and provide essential documents:
Eligibility
- Minimum educational qualification: 10th pass
- Must be a woman interested in a career as an insurance agent.
Required Documents
- Aadhaar Card for identification.
- PAN Card for financial verification.
- Bank Account for salary credit.
- Mobile Number and Email ID for communication.
- 10th Pass Certificate as proof of education.
Bima Sakhi Yojana Apply Online
- To apply, first you have to go to the official website, the link of which will be told to you when the scheme starts.
- After going to the website, you have to create your account and login with ID password.
- After this, you have to fill all the information asked in the form.
- Now you have to upload all the documents asked.
- After this, read all the information and submit it.
- Now your application will be reviewed by LIC, if everything is found correct then your account will be activated.
- After activating the account, you will be given a dashboard from which information about your commission and your insurance will be available.
Application Process for Bima Sakhi Yojana
- Visit the Official Website or Designated LIC Office:
Applicants can either apply online or visit their nearest LIC office for registration. - Submit Documents:
Ensure all the required documents are ready for submission. - Attend Training Sessions:
Selected candidates will undergo training to familiarize themselves with insurance services and their responsibilities as agents. - Receive Certification:
Upon completing the training, participants will receive official certificates to begin their work as Bima Sakhi agents.
Impact of the Bima Sakhi Yojana
The Bima Sakhi Yojana is more than just a financial initiative; it’s a pathway for women to achieve economic independence. By empowering women to work as insurance agents, the scheme enhances their contribution to the workforce while ensuring better insurance coverage for underserved communities. This initiative stands as a testament to the government’s commitment to women-centric development and social welfare.
FAQs about Bima Sakhi Yojana
- What is the Bima Sakhi Yojana?
The Bima Sakhi Yojana is a women-focused scheme launched by LIC to empower women by providing them opportunities to work as insurance agents. The program aims to promote financial independence and expand insurance services across the country. - What is the salary structure for agents under the scheme?
Women agents receive a fixed monthly salary for the first three years:- ₹7,000 in the first year.
- ₹6,000 in the second year.
- ₹5,000 in the third year.
- What are the eligibility criteria to apply for the Bima Sakhi Yojana?
Applicants must:- Be women.
- Have a minimum educational qualification of passing 10th grade.
- Provide the required documents like Aadhaar Card, PAN Card, and 10th pass certificate.
- How can I apply for the Bima Sakhi Yojana?
Interested candidates can apply online through the official LIC portal or visit the nearest LIC office. After registration, they must complete a training program to become certified agents. - What documents are required for the application process?
Applicants need the following documents:- Aadhaar Card
- PAN Card
- Bank Account details
- Mobile Number and Email ID
- 10th Pass Certificate
