Ayushman Card Online Apply Registration:- The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is one of the world’s largest government-sponsored health insurance schemes. Launched by the Government of India, it aims to provide financial protection to the economically weaker sections by covering healthcare expenses. Under this scheme, eligible individuals and families can apply for an Ayushman Card to avail themselves of free healthcare services.
This article is a complete guide to applying for the Ayushman Card online in 2024, including eligibility criteria, benefits, application steps, and more.
Table of Contents
Introduction to Ayushman Card Online Apply Registration
The Ayushman Bharat Scheme, introduced in 2018, is a flagship initiative by the Indian government. It is designed to cater to the healthcare needs of approximately 40% of India’s population, focusing on individuals and families from economically weaker sections. The program provides health insurance coverage up to ₹5 lakhs per family annually, covering secondary and tertiary care hospitalization.
The Ayushman Bharat Card acts as a gateway to access the benefits of the scheme, enabling beneficiaries to get cashless treatment at empaneled hospitals across the country.
What is an Ayushman Card?
An Ayushman Card is a digital or physical card issued to beneficiaries under the PM-JAY scheme. It serves as an identification document, enabling eligible families to receive free treatment at empaneled hospitals. The card contains crucial details such as:
- Name of the beneficiary
- Family ID
- Unique registration number
- QR code for verification
The card ensures a seamless experience for beneficiaries, simplifying the process of availing of healthcare services.
Features of the Ayushman Bharat Scheme
Some notable features of the Ayushman Bharat scheme include:
- Universal Coverage: Aimed at benefiting rural and urban poor across India.
- No Premiums: Beneficiaries are not required to pay any premium for health insurance.
- Paperless Process: Entire registration and treatment process is digitalized.
- Portability: Benefits can be availed across India, regardless of the beneficiary’s state of residence.
- Empanelment: Over 25,000 hospitals are part of the scheme, including private and government hospitals.
Benefits of Ayushman Bharat Card
The Ayushman Card offers several advantages:
- Free Healthcare Services: Access cashless treatment for over 1,500 medical procedures.
- Wide Network of Hospitals: Use the card at empaneled private and government hospitals.
- Family Coverage: A single card covers all family members included in the SECC-2011 database.
- Reduced Financial Burden: No need to worry about hefty medical expenses.
- Pre- and Post-Hospitalization Coverage: Includes diagnostics, medicines, and follow-up consultations.
Eligibility Criteria for Ayushman Card
To qualify for the Ayushman Bharat scheme, individuals must meet the following criteria:
Rural Eligibility
- Families listed in the SECC-2011 database as deprived or underprivileged.
- Categories include:
- Landless households dependent on manual labor
- Scheduled Castes/Scheduled Tribes
- Families without a male earning member aged 16-59 years
- Families with disabled members and no able-bodied adult support
Urban Eligibility
- Families engaged in occupations such as:
- Ragpickers
- Domestic workers
- Street vendors
- Plumbers, masons, and other daily wage laborers
Income Limit
The annual income of the family must not exceed the government-defined threshold.
Documents Required for Ayushman Card Registration
Applicants need to provide the following documents to complete their registration:
- Identity Proof: Aadhaar Card, Voter ID, or PAN Card
- Address Proof: Utility bills, Ration Card, or Passport
- Family Identification Proof: Ration Card or SECC-2011 registered details
- Mobile Number: For OTP verification
- Income Certificate: To confirm economic eligibility
- Passport-size Photograph
Ensure all documents are scanned and uploaded in the correct format while applying online.
How to Apply for Ayushman Card Online in 2024
Follow the detailed steps below to register for your Ayushman Card:
Step 1: Visit the Official Website
- Open the Ayushman Bharat portal: https://pmjay.gov.in.
- Navigate to the ‘Am I Eligible’ section.
Step 2: Login/Registration
- Click on the “Beneficiary Login” option.
- Register your mobile number and verify it using an OTP.
Step 3: Check Your Eligibility
- Enter your details (state, mobile number, and SECC family ID) to check your eligibility status.
- If eligible, proceed to the application form.
Step 4: Fill the Application Form
- Provide the required details such as:
- Name
- Address
- Aadhaar Number
- Family Members’ Details
- Upload the necessary documents.
Step 5: Submit the Application
- Cross-check all the entered information to avoid errors.
- Click on the ‘Submit’ button.
- Note down the application reference number for future tracking.
How to Download Ayushman Card
Once your application is approved, you can download your Ayushman Card:
- Visit the official portal: https://pmjay.gov.in.
- Login using your registered mobile number and OTP.
- Click on the ‘Download Ayushman Card’ option.
- Save and print your card for future use.
Tracking Ayushman Card Application Status
To check the status of your application:
- Open the Ayushman Bharat website.
- Navigate to the ‘Track Application Status’ section.
- Enter your application reference number or Aadhaar number.
- View the real-time status of your application.
Common Challenges in Registration and How to Overcome Them
- Incorrect Information: Always double-check the details before submission.
- Eligibility Issues: Ensure your name appears in the SECC-2011 database.
- Technical Glitches: Use a stable internet connection and avoid peak hours.
- Document Upload Errors: Verify the file format and size before uploading.
Empaneled Hospitals under Ayushman Bharat Scheme
The Ayushman Bharat scheme has partnered with over 25,000 hospitals nationwide. These include:
- Government hospitals
- Accredited private hospitals
- Specialized care centers
How to Find an Empaneled Hospital
- Visit the official Ayushman Bharat portal.
- Use the ‘Find Hospital’ tool.
- Enter your location or state.
- View a list of nearby empaneled hospitals.
Helpline and Support for Ayushman Bharat Yojana
For any assistance during the application process, beneficiaries can use the following helplines:
- Toll-Free Number: 14555 or 1800-111-565
- Email Support: pmjay@nha.gov.in
- State-wise Support Centers: Available on the official portal.
Frequently Asked Questions FAQs
Q1. What is the validity of the Ayushman Card?
The Ayushman Card is valid for a lifetime, provided the beneficiary continues to meet the eligibility criteria.
Q2. Can I apply offline for the Ayushman Card?
Yes, you can visit the nearest Common Service Center (CSC) or Ayushman Mitra kiosk at an empaneled hospital to apply offline.
Q3. Is the Ayushman Card transferable?
No, the card is non-transferable and valid only for registered family members.
Q4. Can NRIs apply for the Ayushman Bharat scheme?
No, the scheme is only for Indian residents who